Expat director and BPJS
Direktur WNA kami perlu ikut BPJS?
The situation
Foreigners working at least 6 months in Indonesia must join BPJS under Law 24/2011.
The law
- Art 14 and 15, Law 24/2011 on BPJS: Every person, including a foreigner working at least 6 months in Indonesia, must join; employers must register their workers and pay contributions
- Perpres 82/2018 on health insurance, as amended by Perpres 64/2020 and Perpres 59/2024: Wage earner contribution is 5 percent of monthly wage (4 percent employer, 1 percent employee) up to a wage cap of IDR 12,000,000
What it means for you
Enrol the expat in BPJS Kesehatan and the required employment programmes. Private insurance does not replace BPJS. Example: expat on IDR 60 million salary pays health on the IDR 12 million cap.
What to do
- Get KITAS and passport.
- Enrol in BPJS Kesehatan.
- Enrol in employment programmes as required.
- Add to monthly payments.
Immigration and manpower checks may ask for BPJS proof.
We can do this for youBPJS registration and monthly contributions: BPJS Kesehatan and BPJS Ketenagakerjaan (JHT, JP, JKK, JKM, JKP): IDR 4.500.000