For CAs, lawyers and technical consultants
Half your fees, taxed. No cost proof needed.
Legal, accountancy and technical consultancy are specified professions under Sec 58 (old 44ADA). Management, marketing and HR consulting are not.
₹2,02,800
less tax on ₹30 lakh of fees
₹1,09,200 at 50% profit vs ₹3,12,000 if books show 20% costs. New regime, with 4% cess. [1][2][3][4]
₹20 lakh
of fees before GST registration
Aggregate turnover in a year; ₹10 lakh in Manipur, Mizoram, Nagaland and Tripura. Advocates: business clients pay GST under reverse charge, so you usually need not register. [5][6]
₹5,460
interest avoided by paying advance tax by 15 March
Worked examples for tax year 2026-27, Income-tax Act 2025, resident individual in the new regime unless stated. Your own figures will differ.
Step 1
Upload your bank statement
Bank statement analyser
Fee credits, TDS deducted by clients, cash share.
Step 2
What you get
Your benefit
₹2,02,800
a year, on the example above. Your own number comes from your statement.
The service that gets it done
Presumptive income tax return, ITR-4 (Sugam), Sec 58 (old 44AD, 44ADA, 44AE)Delivered in 2 working days after bank statements, turnover and balances
₹1,999
Yearly, plus 18% GST
Information
- Bank statements for the year
- Gross turnover or receipts
- +7 more
Discussion
- Are you a director, do you hold unlisted shares, foreign assets, or agricultural income above ₹5,000?
- What share of receipts came in cash?
- +4 more
Forms
- Check ITR-4 eligibility and presumptive limits
- If old regime is wanted, file Form 10-IEA (or the re-entry choice)
- +4 more
Deliverables
- Filed ITR-4 acknowledgement
- Presumptive income working
- +1 more
Every answer comes as FPAC: Facts, Provisions and law, Analysis, Conclusion. A verified Savvy does the work, a CA checks it, and you pay the price shown.
Sources
- [1]Sec 58 (old 44AD, 44ADA): presumptive income
- [2]Who can use the 50% scheme (old 44ADA)
- [3]Sec 202, Income-tax Act 2025 (old 115BAC): new regime slabs
- [4]Tax rates: Health and Education Cess 4%
- [5]CGST Act Sec 22: register above ₹20 lakh
- [6]CBEC press release: advocates' services, reverse charge
- [7]Sec 425 (old 234C): interest on instalments
- [8]Sec 424 (old 234B): interest, 1% a month
- [9]Income-tax Act 2025 in force from 1 April 2026
If you are a
Not you? Pick again.
Worked examples from the law, then your own from one upload.
Doctor
Clinic, hospital fees, OPD
₹2,91,200less tax on ₹40 lakh fees
Gig worker or rider
Zomato, Swiggy, Ola, Uber
₹29,400less e-commerce TDS with PAN
Creator or YouTuber
Brand deals, barter, AdSense
₹1,00,000refund if 10% TDS on ₹10 lakh
Shop or trader
Kirana, wholesale, retail
₹1,24,800saved by going digital
MSME
Factory, firm, services
₹90,500interest avoided a year
NRI
Property, NRO, returns
₹3,90,000TDS not blocked on a flat sale
Investor
Shares, funds, property
₹55,250saved by holding past a year
Retiree
Pension, FDs, senior schemes
₹12.75 lakhpension with zero tax