TaxSavvy

For delivery partners and drivers

Your TDS is your money. Get it back.

Platforms may cut TDS on payouts. If your income is under the tax line, every rupee comes back when you file.

  • ₹29,400

    less TDS cut on ₹6 lakh when the platform has your PAN

    If the platform deducts under the e-commerce TDS rule, Sec 393 (old 194-O): 0.1% (₹600) with PAN vs 5% (₹30,000) without, Sec 397 (old 206AA). Some deduct 1% as a contract payment (₹6,000). Form 168 (old 26AS) shows which. [1][2]

  • ₹0

    tax on ₹6 lakh of income a year

    New regime: income up to ₹12 lakh pays nothing after the Sec 156 (old 87A) rebate. [3][4]

  • ₹5 lakh

    payouts a year with no e-commerce TDS

    Under the e-commerce TDS rule, for an individual who has given PAN or Aadhaar to the platform. [1]

Worked examples for tax year 2026-27, Income-tax Act 2025, resident individual in the new regime unless stated. Your own figures will differ.

Step 1

Upload your bank statement

Bank statement analyser

Platform payouts, fuel and phone spends, by month.

Also: Gig earnings and tax

Upload bank statement

Step 2

What you get

Your benefit

₹600

back on ₹6 lakh of payouts at 0.1%, ₹6,000 at 1%, or ₹30,000 if PAN was missing.

The service that gets it done

Gig worker money map

IDFD: Information, Discussion, Forms, Deliverables. Price and steps on the service page.

Assign a SavvySee every step

Every answer comes as FPAC: Facts, Provisions and law, Analysis, Conclusion. A verified Savvy does the work, a CA checks it, and you pay the price shown.

Sources

  1. [1]Sec 393 (old 194-O, 194A, 194J, 194R): TDS table
  2. [2]Sec 397 (old 206AA): higher TDS without PAN, FAQ
  3. [3]Sec 202, Income-tax Act 2025 (old 115BAC): new regime slabs
  4. [4]Sec 156 (old 87A): rebate up to ₹12 lakh
  5. [5]Income-tax Act 2025 in force from 1 April 2026

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Worked examples from the law, then your own from one upload.