TaxSavvy

For creators and YouTubers

Brands cut TDS. Most of it can come back.

Fees from brands often come with TDS, at 10% as professional fees or 1% as a contract. File right and the excess is refunded.

  • ₹1,00,000

    refund if a brand deducts 10% as professional fees on ₹10 lakh

    TDS ₹1,00,000 at 10%, Sec 393 (old 194J). At 1% as a contract payment (old 194C): ₹10,000. Tax on ₹10 lakh income with nothing else: ₹0 in the new regime. [1][2][3]

  • ₹20,000

    of free products a year before barter TDS

    Above this, the brand deducts 10% on the value. Sec 393 (old 194R). The value is income. [1]

  • 0%

    GST on services billed abroad, with an LUT

    Zero rated if export conditions are met (client abroad, paid in foreign exchange). GST registration starts above ₹20 lakh a year, exports included. [4][5]

Worked examples for tax year 2026-27, Income-tax Act 2025, resident individual in the new regime unless stated. Your own figures will differ.

Step 1

Upload your bank statement

Bank statement analyser

Brand payments, foreign credits and TDS, by month.

Upload bank statement

Step 2

What you get

Your benefit

₹1,00,000

refund on the example above. Your own number comes from your statement.

The service that gets it done

Creator money map

IDFD: Information, Discussion, Forms, Deliverables. Price and steps on the service page.

Assign a SavvySee every step

Every answer comes as FPAC: Facts, Provisions and law, Analysis, Conclusion. A verified Savvy does the work, a CA checks it, and you pay the price shown.

Sources

  1. [1]Sec 393 (old 194-O, 194A, 194J, 194R): TDS table
  2. [2]Sec 202, Income-tax Act 2025 (old 115BAC): new regime slabs
  3. [3]Sec 156 (old 87A): rebate up to ₹12 lakh
  4. [4]IGST Act Sec 16: exports zero rated under LUT
  5. [5]CGST Act Sec 22: register above ₹20 lakh
  6. [6]Income-tax Act 2025 in force from 1 April 2026

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Worked examples from the law, then your own from one upload.