TaxSavvy

For doctors

Declare 50% as profit. Keep the rest.

Sec 58 (old 44ADA) taxes a doctor on half the fees, without proving costs and with no tax audit.

  • ₹2,91,200

    less tax on ₹40 lakh of fees

    ₹2,08,000 at 50% profit vs ₹4,99,200 if books show 25% costs. New regime, with 4% cess. [1][2][3][4]

  • ₹10,400

    interest avoided by paying advance tax by 15 March

    One instalment for Sec 58 filers. Miss it and pay ₹2,08,000 on 31 July: 1% for 15 March plus 1% a month for April to July. [5][6]

  • ₹75 lakh

    fees allowed under the 50% scheme

    If cash is 5% of receipts or less. Otherwise ₹50 lakh. [1]

Worked examples for tax year 2026-27, Income-tax Act 2025, resident individual in the new regime unless stated. Your own figures will differ.

Step 1

Upload your bank statement

Bank statement analyser

Fees, hospital credits and cash share, by month.

Upload bank statement

Step 2

What you get

Your benefit

₹2,91,200

a year, on the example above. Your own number comes from your statement.

The service that gets it done

Doctor money map

IDFD: Information, Discussion, Forms, Deliverables. Price and steps on the service page.

Assign a SavvySee every step

Every answer comes as FPAC: Facts, Provisions and law, Analysis, Conclusion. A verified Savvy does the work, a CA checks it, and you pay the price shown.

Sources

  1. [1]Sec 58 (old 44AD, 44ADA): presumptive income
  2. [2]Who can use the 50% scheme (old 44ADA)
  3. [3]Sec 202, Income-tax Act 2025 (old 115BAC): new regime slabs
  4. [4]Tax rates: Health and Education Cess 4%
  5. [5]Sec 425 (old 234C): interest on instalments
  6. [6]Sec 424 (old 234B): interest, 1% a month
  7. [7]Income-tax Act 2025 in force from 1 April 2026

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Worked examples from the law, then your own from one upload.