Qiwa contract documentation and Mudad wage protection: pay salaries on time and keep data matched

Late or mismatched salaries can freeze your visas. We document each contract on Qiwa, link Mudad to your bank, upload the payroll file on time every month and fix mismatches before MHRSD flags you.

SAR 1,500One time plus monthly

For: All private sector employers, with any number of employees, who must pay wages through the Wage Protection System.

What we need from you

  • Employee list with Iqama or ID

    Qiwa contracts

  • Signed contracts with wage breakdown

    Contract documentation

  • Payroll bank account and file format

    Mudad link

  • Monthly payroll register

    WPS file

  • Leave, overtime and deductions

    Net pay accuracy

What we discuss

  • Does each Qiwa contract match the actual salary?

    Mismatches are flagged even if paid

  • When do you pay salaries now?

    Plan the upload before the deadline

  • Any employees paid in cash?

    WPS needs bank transfers

  • Any salary changes this month?

    Update Qiwa before payroll

What we file

  • Document contracts on Qiwa

  • Upload payroll file to Mudad

  • End of service accrual

    Example: 6 years at SAR 9,000: 5 x 0.5 x 9,000 + 1 x 9,000 = SAR 31,500 under Art 84

What you get

  • Documented contracts list

  • Monthly WPS compliance report

  • Mismatch fix list

The law

  • MHRSD Wage Protection System through Mudad: All private employers pay wages through WPS; salaries must match Qiwa contracts Source
  • Art 84, Saudi Labor Law: End of service award: half a month's wage for each of the first five years and one month for each later year Source

Questions people ask

Contact us to book

Online payment in SAR is not open yet. Send us a message and an adviser for Saudi Arabia confirms the scope and the fee before any work starts.

Sources