SIO employer registration, monthly contributions and expatriate end-of-service contributions

We register the employer and staff with the SIO, apply the right rates for Bahrainis and expatriates, including the 4.2% or 8.4% end-of-service contribution, and reconcile monthly bills.

BHD 150Setup then monthly

For: All Bahrain employers with Bahraini, GCC or expatriate staff.

What we need from you

CR and employer details
Employer registration
Employee list with CPR, nationality, start date
Insured registration
Contract salaries
Contribution base
Service years for expatriates
4.2% or 8.4% rate
GCC national staff details
Different coverage scheme

What we discuss

Any Bahraini or GCC staff?
Pension contributions apply
Expatriates with more than three years' service?
8.4% rate
Salary changes during the year?
Must be reported to SIO
Any GCC nationals on staff?
GCC extension scheme applies

What we file

Register employer and staff
Compute monthly contributions
Example: expatriate salary BHD 800 in year 2: EOSB 4.2% = BHD 33.6; plus employer 3% = BHD 24; employee 1% = BHD 8
Pay SIO invoice

What you get

SIO registration
Monthly reconciliation

The law

Social Insurance Law, Decree-Law No. 24 of 1976 as amended by Law No. 14 of 2022: Employers register staff with the SIO and pay monthly contributions; the employer share for Bahrainis rises by one point a year Source
SIO contribution rates (2025 secondary summaries): Bahraini employee 8% (7% pension plus 1% unemployment); employer about 17% in 2025 rising yearly; expatriates employer 3% and employee 1% Source
Edict No. 109 of 2023 on end-of-service benefits for expatriates: From 1 March 2024 employers pay SIO 4.2% a month for expatriates in years 0 to 3 and 8.4% after that Source
Law No. 78 of 2006 on unemployment insurance: Unemployment insurance contribution collected with SIO contributions Source

Questions people ask

Online payment in BHD is not open yet. Send us a message and an adviser for Bahrain confirms the scope and the fee before any work starts.