AML for DNFBPs: goAML registration, compliance officer, risk assessment, customer checks and reporting

We register you on goAML with your supervisor, appoint and brief your compliance officer, write your risk assessment and policies, set up customer checks and sanctions screening, and train your team on when and how to report.

AED 3,500One time, then yearly review

For: Designated non-financial businesses and professions: real estate brokers and agents, dealers in precious metals and stones, accountants and auditors, corporate service providers, and others under the AML law. Includes mainland and commercial free zone firms supervised by the Ministry of Economy and Tourism.

What we need from you

Trade licence and activity list
Whether you are a DNFBP and who supervises you
Compliance officer details
MLRO appointment
Customer types and countries
Risk assessment
Cash handling practices
Cash thresholds and reporting
Existing KYC forms
Gap review

What we discuss

Which DNFBP category are you in?
Supervisor and reporting types
Who will be the compliance officer?
Must be resident and senior enough
Do you accept cash, and how much?
Higher risk and specific reports
Do you deal with high-risk countries or PEPs?
Enhanced due diligence
Are you registered on goAML?
Mandatory

What we file

goAML registration after supervisor approval
Business-wide risk assessment
Policies, KYC forms and screening set-up
Suspicious transaction reports

What you get

goAML registration confirmation
Risk assessment and policy pack
Staff training record

The law

Federal Decree-Law 10 of 2025 on AML, CFT and proliferation financing (from 14 October 2025): Replaced Federal Decree-Law 20 of 2018; obligations for DNFBPs Source
Cabinet Resolution 134 of 2025: Executive regulation, including DNFBP categories Source
goAML registration requirement: DNFBPs must register on goAML; MoET has suspended firms that did not Source

Questions people ask

Online payment in AED is not open yet. Send us a message and an adviser for United Arab Emirates confirms the scope and the fee before any work starts.