Tax planning

Return after a job switch with two or more Form 16s

  • When you switch jobs, each employer works out tax as if its salary was your only income, so you often owe tax at filing.
  • Deadline: AY 2026-27: due 31 July 2026 (passed). Belated return up to 31 December 2026; revised up to 31 March 2027.
  • Done in 1 to 2 working days after both Form 16s
  • Prepared by your Savvy, checked by a CA
  1. Form 16 (now Form 130) from each employer
  2. Dates of leaving and joining
  3. Combine salary from Part B of each Form 16 and TDS from Part A
  4. Combined salary and tax working

Answer in brief

When you switch jobs, each employer works out tax as if its salary was your only income, so you often owe tax at filing. We combine both Form 16s, allow the standard deduction once, pick the cheaper regime for the whole year, and file with any balance tax paid.

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Step 1 of 4 · What we need from you

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  • Form 16 (now Form 130) from each employer
  • Full and final settlement statementOptional
  • Form 12B copy, if givenOptional
  • Form 26AS and AIS
  • Investment and rent proofsOptional
  • PF statement for transfer or withdrawalOptional
  • Salary arrears detailsOptional

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Pay and start

₹1,499

₹1,499 + ₹269.82 GST = ₹1,768.82

Yearly. Delivered in 1 to 2 working days after both Form 16s. Due: AY 2026-27: due 31 July 2026 (passed). Belated return up to 31 December 2026; revised up to 31 March 2027.

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