Tax planning

Is my employer deducting the right TDS each month? Employee-side check

  • Your employer estimates your whole year's salary and deducts tax each month at the average rate.
  • Deadline: Any month of the tax year; most useful before the January proof deadline so the last months can still be corrected
  • Done in 2 working days after payslips and declarations
  • Prepared by your Savvy, checked by a CA
  1. Latest three payslips
  2. Which regime did you tell HR
  3. Estimate full-year salary from payslips
  4. TDS check note with monthly gap
The law and the stepsPay and start · ₹999Yearly, best done in April, after the first quarter and again in December, + 18% GST

Answer in brief

Your employer estimates your whole year's salary and deducts tax each month at the average rate. We recompute your year's tax from your payslips, declarations and other income, tell you if the monthly TDS is too high or too low, and show what to give HR so the rest of the year comes out right.

Every paid answer is checked by a CA. Free AI answers are labelled until a CA verifies them.

From the official sources

What the law says, and what trips people up

From the official portal's manuals and FAQs, with the source for each point.

A Savvy walks you through the law and the portal for your exact case.

IDFD

How we solve it: 4 steps

Every line tracked live.

Step 1 of 4 · What we need from you

Tap each one you already have

Ready0 / 8
  • Latest three payslips
  • Offer letter or CTC breakup
  • Regime chosen with employer
  • Form 124 declaration and proofs
  • Previous employer salary and TDSOptional
  • Other income and house property lossOptional
  • Form 168 or AIS extract
  • Perquisites, bonus, arrears expectedOptional

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A Savvy replies in minutes.

Fixed price before you pay. Your Savvy is paid only after you accept the work.

Pay and start

₹999

₹999 + ₹179.82 GST = ₹1,178.82

Yearly, best done in April, after the first quarter and again in December. Delivered in 2 working days after payslips and declarations. Due: Any month of the tax year; most useful before the January proof deadline so the last months can still be corrected

  • Every paid answer checked by a CA
  • Fixed price before you pay
  • Track every step live
  • Updates on WhatsApp and in your dashboard