Free samples for salaried
Sample: Vivek, 45, vice president in Mumbai. ₹60 lakh salary.
₹1,35,750 surcharge on ₹60 lakh salary
Slab tax, 10% surcharge above ₹50 lakh with marginal relief checked, then cess.
Income from salary
| Gross salary | ₹60,00,000 |
| Standard deduction | (₹75,000) |
Tax
| Total income | ₹59,25,000 |
| Tax at slab rates | ₹13,57,500 |
| Surcharge 10% | ₹1,35,750 |
| Cess 4% | ₹59,730 |
| Tax for the year | ₹15,52,980 |
| TDS by employer | (₹15,52,980) |
₹21,300 left every month
Ananya, 32, product analyst in Bengaluru. ₹18 lakh a year, pays rent, one car loan, one child in school.
Open the sample₹12.8 lakh CTC, ₹95,000 in hand
Rahul, 25, first job in Hyderabad. ₹12.8 lakh CTC.
Open the sample₹52,069 EMI, 31% of take-home
Rohit, 38, engineering manager in Pune. ₹24 lakh a year, ₹60 lakh home loan, two children.
Open the sample₹36,280 less tax in the new regime
Ananya, 32, product analyst in Bengaluru. ₹18 lakh a year, pays rent, one car loan, one child in school.
Open the sample₹2,88,000 HRA tax free, yet the new regime wins
Ananya, 32, product analyst in Bengaluru. ₹18 lakh a year, pays rent, one car loan, one child in school.
Open the sample₹96,720 less tax in the new regime
Rohit, 38, engineering manager in Pune. ₹24 lakh a year, ₹60 lakh home loan, two children.
Open the sample