Old vs new regime
Sample: Ananya, 32, product analyst in Bengaluru. ₹18 lakh a year, pays rent, one car loan, one child in school.
₹36,280 less tax in the new regime
Same salary, both regimes, every line shown. Rent, PF, school fees and health cover all counted.
See every line
New regime
Lower tax- Gross salary₹18,00,000
- Standard deduction (Sec 19, old 16(ia))less ₹75,000
- Interest and other income₹24,000
- Taxable income₹17,49,000