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TaxSavvy for clients in India, crossed ₹20 L, GST now
Crossed ₹20 L this year? GST registration is due in 30 days.
Indian clients, receipts above ₹20 L
What people like you ask us
Done for you, at a fixed price
- New GST registration, REG-01
- QRMP quarterly filing with IFF and PMT-06
- GSTR-1 and GSTR-3B monthly filing
- Compliance Pack onboarding
Send any one of these to start
- Invoices
- Bank statement
The jobs people like you bring us
Freelancer? Pay tax on half your receipts, legally.
We file ITR-4 under Sec 58 (old 44ADA) from your bank statement.
2 working daysIf you wait: Late after 31 August: ₹5,000 fee (Sec 428, old 234F)
Free first stepITR-3 or ITR-4? Read thisNeed a GST number? Skip the agent run-around.
We prepare documents, file REG-01 and answer the officer till approval.
Filed in 1 working day, approval 3 to 7If you wait: Trading without it: penalty ₹10,000 or the tax due, whichever is higher (CGST Sec 122)
Free first stepDo you need GST? Check the limitsGST returns every month, filed before you remember.
We file GSTR-1 and GSTR-3B on time and use every rupee of credit.
GSTR-1 by the 11th, GSTR-3B by the 20thIf you wait: Late fee ₹50 a day, ₹20 for nil, plus 18% interest (CGST Sec 47 and 50)
Free first stepRead the GSTR-1 basics
Questions, answered the CA way
Facts, Provisions and law, Analysis, Conclusion.
GST Mandatory Registration: Threshold and Triggers
- Facts
- Registration is the foundation of GST compliance. Miss the threshold, delay beyond 30 days, or supply inter-state without registration, penalty is 100% of tax or ₹10,000. Most small business owners discover the obligation only after a notice.
- Provisions and law
- Sec 22(1); Sec 24; Sec 29(2); Sec 122(1); Rule 8, 9
- Analysis
- Aggregate turnover definition: All taxable + exempt + zero-rated + nil-rated supplies on PAN-India basis. Excludes inward supplies under reverse charge. Includes multiple GSTINs under same PAN. A single person with businesses in Delhi and Mumbai: add both states' turnover for threshold check. Special category states (lower threshold): Manipur, Meghalaya, Mizoram, Nagaland, Tripura, Sikkim, Arunachal Pradesh, Uttarakhand, Himachal Pradesh, J&K: ₹10L for services, ₹20L for goods. Inter-state, no threshold: The moment a supplier makes even ONE inter-state supply, say a Delhi freelancer invoices a client in Mumbai, registration is mandatory regardless of annual turnover. This is the most commonly missed trigger. Selling on Amazon to customers in another state = inter-state.
- Conclusion
- Calculate aggregate turnover for current FY: all supplies across all states, all businesses under same PAN
- Check: any inter-state supply made? (Even one invoice to another state = registration mandatory)
- Check: are you selling on Amazon/Flipkart/Meesho? (E-commerce aggregator = mandatory registration)
- Check: do you purchase from unregistered suppliers above ₹5,000/day? (RCM may apply)
GSTR-1: Outward Supplies Return (Due 11th)
- Facts
- GSTR-1 is the source of truth for the GST system. It feeds your customers' GSTR-2B, which they use to claim ITC. File it wrong or late, your customers lose ITC credit, they call you, you lose the client. Every B2B invoice must be declared invoice-by-invoice.
- Provisions and law
- Sec 37; Rule 59; Sec 37(3); Rule 59(6); Notification 89/2020
- Analysis
- What goes in GSTR-1 table by table: Table 4A: B2B invoices (every invoice to a GSTIN holder, must have buyer's GSTIN, invoice number, date, taxable value, GST amount). Table 5: B2C interstate invoices above ₹2.5L (state-wise). Table 6: Exports, type of export, shipping bill number if zero-rated. Table 7: B2C supplies (domestic, below ₹2.5L interstate or any intrastate). Table 8: Nil-rated/exempt/non-GST supplies. Table 9/10: Amendments to previous months' invoices. Table 11: Advances received. HSN summary (Table 12): If turnover above ₹5Cr: 6-digit HSN mandatory. ₹1.5Cr to ₹5Cr: 4-digit HSN. Below ₹1.5Cr: 2-digit HSN. From FY 2021-22: all B2B invoices must carry HSN/SAC code. Wrong HSN = input GSTR-2B data for buyer is wrong → buyer's ITC is blocked. Why GSTR-1 accuracy matters for your client: Every B2B invoice you declare in GSTR-1 flows into your buyer's GSTR-2B automatically.
- Conclusion
- Compile all outward invoices for the month: B2B (with buyer GSTIN), B2C, exports, debit/credit notes
- Verify every B2B invoice has: correct buyer GSTIN, correct invoice number/date, correct HSN/SAC, correct tax amount
- Check: any amendments needed to previous months' invoices? Declare in Table 9/10
- Check: any exports in the month? Attach shipping bill number and Bill of Lading details
GST for influencers: when you must register and what rate applies
- Facts
- Influencer services fall under SAC 998361 (Advertising Services) or SAC 999332 (Other personal cultural & recreational services). GST rate: 18%.
- Provisions and law
- CGST Act, Sec 22 (registration) | Notification 12/2017
- Analysis
- Registration threshold: ₹20L turnover for services. Once you cross ₹20L in brand deals, sponsorships, and platform income in a financial year: mandatory GST registration. After registration, you must collect 18% GST on all invoices to Indian clients and file monthly returns. For brand deals: If you're GST-registered, your invoice to a brand = deal value + 18% GST. The brand can claim ITC on this GST. This is why brands prefer working with GST-registered creators. For YouTube AdSense and foreign brand deals: These are exports of service, 0% GST with a Letter of Undertaking (LUT). No GST charged on foreign income.
- Conclusion
- Track all income sources monthly, brand deals, YouTube, affiliate, merchandise
- Register for GST when total crosses ₹15L (before ₹20L limit, leave buffer)
- File LUT online for foreign income sources (YouTube, foreign brands)
- Issue GST invoices to all Indian clients, collect 18%
Registered vs unregistered Will: what's safer
- Facts
- Registration of a Will is not mandatory but strongly advisable. An unregistered Will is equally valid if properly witnessed, but is easier to forge, challenge, or suppress. A registered Will is a public record at the Sub-Registrar's office, cannot be secretly altered, and is harder to challenge in court.
- Provisions and law
- Registration Act 1908, Sec 17 | Indian Succession Act 1925, Sec 63
- Analysis
- Cost of registration: ₹200 stamp duty + Sub-Registrar fee (varies by state, typically ₹100-₹500). Both witnesses must be present at registration.
- Conclusion
- Draft the Will on plain paper (no stamp paper required)
- Testator + 2 witnesses visit Sub-Registrar office together
- Original documents: Aadhaar, PAN, 2 passport photos
- Pay ₹200 stamp duty + registration fee
Crossed ₹20 L this year? GST registration is due in 30 days.
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