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Rooftop solar on your home
Cut your bill and get credit for surplus power with PM Surya Ghar.
Money to start
Up to ₹5 lakh
Time it needs
Under 10 hours a week
Risk
Low
Works from home
Yes
Explore
What it is, who it suits, what it can pay, how soon, the upside and the risks.
Solar panels on your roof make power for your home. With net metering, surplus units go to the grid and are adjusted in your bill. PM Surya Ghar gives a subsidy for homes. It is more about saving than earning, but it pays back over the years.
Who it suits
- Home owners with a sunny roof
- Families with high bills
- Anyone wanting long-term savings
Upside
- Lower bills for 20 years or more
- Government subsidy
- Clean power
Risks to know
- Upfront cost
- Shade and maintenance
- Choose a registered vendor only
What it can pay
We do not publish a number without a reliable source.
What drives it: System size, sunlight, your usage, the power company's tariff and net metering rules. Subsidy is up to ₹78,000 under PM Surya Ghar.
Source: PM Surya Ghar Muft Bijli YojanaTime to first income
One to three months to install and get the net meter.
Assess
Skills, money, tools, hours and registrations you need, and a five question fit check.
Skills
- None, the vendor installs
Money to start
System cost minus subsidy; bank loans are available.
Tools
- A sunny roof
- Registered vendor
Time per week
Very little.
Licences and registrations
Tick each one as you get it. Your ticks stay on this device.
Quick fit check
- 1.Do you own the house and roof?
- 2.Does the roof get sun most of the day?
- 3.Is your bill high?
- 4.Can you fund or borrow the cost?
- 5.Will you plan to stay for years?
Answer all five to see how well this fits you.
Run
Your first 30 days to the first rupee: set up, price, get paid, find customers, keep records.
Days 1 to 7
Set up
Days 8 to 10
Price it and get ready to be paid
Days 11 to 24
Find your first customers
Days 25 to 30
Record and review
Nurture
Grow and stay compliant: tax, GST, government schemes and the help that fits.
Grow it
- Clean panels monthly
- Add a battery later
- Help neighbours apply
Tax: Solar savings and payments
Return: Your usual ITR
- The money you save on your bill is not income.
- Payments from the power company for surplus units may count as income. For most homes it is small. Ask a Savvy how to show it.
No GST
Electricity is exempt from GST.
Government schemes that help
Make it official
Only what this way of earning needs. Free tools are marked; services are done by a TaxSavvy CA.
Questions
How much can I earn from rooftop solar on your home in India?
What drives it: System size, sunlight, your usage, the power company's tariff and net metering rules. Subsidy is up to ₹78,000 under PM Surya Ghar.
How long until the first income?
One to three months to install and get the net meter.
What do I need to start?
System cost minus subsidy; bank loans are available. Registrations: Application on the PM Surya Ghar portal, Net metering approval from your power company.
Which ITR form do I file for this income?
Your usual ITR. The money you save on your bill is not income.
Do I need GST?
Electricity is exempt from GST.
Which government schemes can help?
PM Surya Ghar. Each scheme has its own eligibility; check the official site before applying.
Sources
Read on 4 Nov 2026. Limits, rates and fees change: check the official site before you rely on them.
This guide is general information from TaxSavvy, not a promise of income. No legal way to earn is guaranteed or instant. Avoid any offer that asks you to pay to join, recruit others or bet.
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