Free guide · no login · checked 4 Nov 2026
Peer-to-peer lending
Lend small amounts to borrowers through RBI-registered platforms.
Money to start
Up to ₹50,000
Time it needs
Under 10 hours a week
Risk
High
Works from home
Yes
Explore
The short version. The full Assess, Run and Nurture steps for this way are being written.
P2P platforms registered with RBI as NBFC-P2P let you lend to individuals. RBI caps how much one lender can put across platforms and has tightened rules. Defaults can be high, and returns are not guaranteed.
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A Savvy can tell you what you need to register, which tax return fits and which scheme helps.
Full guides you can start today
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