ITR

Medical expenses for senior parents without insurance

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Find

Yes, under 80D. Medical expenditure on a senior citizen with no health insurance can be claimed up to ₹50,000, within the same limit as senior parents' premium.

Provisions

Sec 80D, Income-tax Act 1961 (now Sec 126)

Analysis

If you paid ₹62,000 in doctor and hospital bills for your father, you can claim ₹50,000. Payment must be by non-cash mode. If you also pay any premium for him, the combined limit for parents stays ₹50,000.

Close

  1. Collect medical bills and payment proof.
  2. Confirm he has no health insurance.
  3. Claim up to ₹50,000 under 80D.
  4. Use the old regime.

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