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No. 80D does not allow deduction for premium paid in cash. Only preventive check-up can be paid in cash.
ITR
Health insurance premium paid in cash
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Provisions
Sec 80D, Income-tax Act 1961 (now Sec 126)
Analysis
Even if the insurer issued a receipt, a cash premium does not qualify. From the next renewal, pay by UPI, card, net banking or cheque. If you claim a cash premium and it is noticed, it will be disallowed and may draw penalty.
Close
- Check how the premium was paid.
- Do not claim cash premiums.
- Pay future premiums by non-cash modes.
- Keep payment proof.
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