Tax planning
NRI income tax return, ITR-2 or ITR-3
- If you live abroad but earn in India, you may still need to file, and you often have a refund waiting because TDS on NRIs is high.
- Deadline: AY 2026-27: ITR-2 was due 31 July 2026 and non-audit ITR-3 31 August 2026 (both passed). Belated return up to 31 December 2026; revised up to 31 March 2027.
- Done in 3 working days after documents and travel dates
- Prepared by your Savvy, checked by a CA
- Passport travel dates
- How many days were you in India this year and in the four years before?
- Residential status working from passport dates
- Residential status note with day count
NRI income tax return, ITR-2 or ITR-3
AY 2026-27: ITR-2 was due 31…
- IWhat we need from you8 documents
- DQuestions for you6 questions
- FForms5 steps
- DWhat you getResidential status note…
Answer in brief
If you live abroad but earn in India, you may still need to file, and you often have a refund waiting because TDS on NRIs is high. We confirm your residential status by day count, report only Indian income, apply treaty rates where they help, and file ITR-2 or ITR-3 with the refund going to a validated Indian account.
Every paid answer is checked by a CA. Free AI answers are labelled until a CA verifies them.
From the official sources
What the law says, and what trips people up
From the official portal's manuals and FAQs, with the source for each point.
A Savvy walks you through the law and the portal for your exact case.
IDFD
How we solve it: 4 steps
Every line tracked live.
Step 1 of 4 · What we need from you
Tap each one you already have
- Passport travel dates
- PAN and e-filing login
- NRO and NRE account statements
- Form 16A, Form 26AS and AIS
- Rent agreement and rent receivedOptional
- Capital gains statements or sale deedOptional
- Tax Residency Certificate and Form 10FOptional
- Pre-validated Indian bank account
Connect now
A Savvy replies in minutes.
Fixed price before you pay. Your Savvy is paid only after you accept the work.
Answers on this topic
- Schedule FA, Foreign Asset Disclosure in ITR: What, When, HowEvery ROR (Resident Ordinarily Resident) must disclose ALL foreign assets in Schedule FA of their ITR, bank accounts, property, shares, ESOPs, signing authority. Missi…
- Which ITR Form to FileSelecting the correct ITR form is the most common source of defective return notices. Wrong form = return treated as invalid.
- ITR for HNI: what Schedule AL requires and why it mattersIndividuals with income above ₹50L must file Schedule AL (Assets and Liabilities) in their ITR. This discloses all assets, immovable property, financial assets, jewell…
- Freelancer ITR: ITR-3 vs ITR-4, and Section 58 (old 44ADA)Freelancers and independent professionals have two ITR routes. ITR-4 with Section 58, Income-tax Act 2025 (old Sec 44ADA; presumptive): declare 50% of gross receipts a…
- Crypto / VDA: 30% Flat Tax (Section 194, old 115BBH)The harshest tax treatment for any investment class in India. 30% on every rupee of profit. No deduction except cost. Loss from crypto cannot offset salary or any othe…
Pay and start
₹3,999
₹3,999 + ₹719.82 GST = ₹4,718.82
Yearly. Delivered in 3 working days after documents and travel dates. Due: AY 2026-27: ITR-2 was due 31 July 2026 and non-audit ITR-3 31 August 2026 (both passed). Belated return up to 31 December 2026; revised up to 31 March 2027.
- Every paid answer checked by a CA
- Fixed price before you pay
- Track every step live
- Updates on WhatsApp and in your dashboard