Tax planning
HRA exemption working and claim, 50% cities list (Rule 279, old Rule 2A)
- Part of your HRA is tax free if you pay rent and stay in the old regime.
- Deadline: With Form 124 at the start of the year and at the employer's proof deadline; otherwise in the ITR
- Done in 1 working day after documents
- Prepared by your Savvy, checked by a CA
- Salary breakup
- Old or new regime this year?
- Split the year into periods by city
- HRA working sheet
HRA exemption working and claim, 50%…
With Form 124 at the start of…
- IWhat we need from you7 documents
- DQuestions for you5 questions
- FForms5 steps
- DWhat you getHRA working sheet
Answer in brief
Part of your HRA is tax free if you pay rent and stay in the old regime. We work out the exempt amount using the lowest of three limits, check your rent papers and landlord details for Form 124, and make sure the same figure flows to Form 130 and your return.
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From the official sources
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How we solve it: 4 steps
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Step 1 of 4 · What we need from you
Tap each one you already have
- Salary breakup: basic, DA, HRA
- City of the rented house
- Rent agreement and monthly rent
- Rent receipts or bank transfer proof
- Landlord name, address, PAN
- Relationship with landlord
- Months actually occupied
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Pay and start
₹999
₹999 + ₹179.82 GST = ₹1,178.82
Yearly, and when rent, city or salary changes. Delivered in 1 working day after documents. Due: With Form 124 at the start of the year and at the employer's proof deadline; otherwise in the ITR
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