Budget vs actual
What this means, checked by a CA
A yearly budget by month, compared with actuals every month, with reasons for every big gap.
This is an add-on. Add it to the main plan
Your Savvy is a verified professional. Every paid answer is checked by a CA. Free AI answers are labelled until a CA verifies them.
Answers on this topic
- PMS vs MF: when to switch and why post-Budget 2024 the gap narrowedPre-Budget 2024, PMS had a significant disadvantage over MF, MF's LTCG was exempt up to ₹1L while PMS investor directly bore STT and had no exemption pooling benefit.…
- LTCG on Property, 12.5% (No Indexation) vs 20% (With CII): Choose LowerBudget 2024 changed everything for property taxation. For property purchased before July 23, 2024: taxpayer chooses between 12.5% (no indexation) or 20% with Cost Infl…
- Pre-money vs post-money: how dilution actually worksPre-money valuation: The company's value before new investment. Post-money = pre-money + investment amount.
- 50-30-20 Budget Rule: Your Salary Split in SecondsThe only budget framework you need. 50% needs, 30% wants, 20% savings. Enter your take-home and get instant allocation. Most people discover they're saving 5%, not 20%.
- HRA Exemption: Metro vs Non-Metro (Section 11, old 10(13A))HRA is the single largest exemption for salaried employees in the old regime. Calculated using a three-number formula. Most employees claim the wrong amount because th…