Demand cut from ₹10,050 to ₹1,310
TaxSavvy for udyam registration
Udyam is free. Done right, in a day.
We file Udyam with the right activity codes, so MSME benefits apply.
What you send
Any one of these gets us started. Photos are fine.
- Bank statement
- GST returns
- Last year's accounts
Send them on WhatsApp or upload after you start. Documents are encrypted and seen only by your CA.
How we get it done
Four steps, the same for every job. You see each one ticked.
Information
Aadhaar of proprietor, partner or karta. Mobile linked to that Aadhaar
Discussion
Do you already have a Udyam, UAM or EM-II number under this PAN?. Are you a trader, manufacturer or service provider, and what are the main activities?
Forms
Check for any existing Udyam, UAM or EM-II registration under the PAN. New registration: Aadhaar OTP validation, then PAN validation, then enterprise, unit, bank, activity and employee details
Deliverables
Udyam Registration Number (permanent). Udyam Registration Certificate (e-certificate)
See what you get, free
Real formats, made with dummy data.
Sample Sample ₹5.7 lakh still to come in
Sample 2 receipts, ₹3.2 lakh, have no invoice
Questions, answered the CA way
Facts, Provisions and law, Analysis, Conclusion.
GST Mandatory Registration: Threshold and Triggers
- Facts
- Registration is the foundation of GST compliance. Miss the threshold, delay beyond 30 days, or supply inter-state without registration, penalty is 100% of tax or ₹10,000. Most small business owners discover the obligation only after a notice.
- Provisions and law
- Sec 22(1); Sec 24; Sec 29(2); Sec 122(1); Rule 8, 9
- Analysis
- Aggregate turnover definition: All taxable + exempt + zero-rated + nil-rated supplies on PAN-India basis. Excludes inward supplies under reverse charge. Includes multiple GSTINs under same PAN. A single person with businesses in Delhi and Mumbai: add both states' turnover for threshold check. Special category states (lower threshold): Manipur, Meghalaya, Mizoram, Nagaland, Tripura, Sikkim, Arunachal Pradesh, Uttarakhand, Himachal Pradesh, J&K: ₹10L for services, ₹20L for goods. Inter-state, no threshold: The moment a supplier makes even ONE inter-state supply, say a Delhi freelancer invoices a client in Mumbai, registration is mandatory regardless of annual turnover. This is the most commonly missed trigger. Selling on Amazon to customers in another state = inter-state.
- Conclusion
- Calculate aggregate turnover for current FY: all supplies across all states, all businesses under same PAN
- Check: any inter-state supply made? (Even one invoice to another state = registration mandatory)
- Check: are you selling on Amazon/Flipkart/Meesho? (E-commerce aggregator = mandatory registration)
- Check: do you purchase from unregistered suppliers above ₹5,000/day? (RCM may apply)
Section 12A/12AB (now 332) registration: full tax exemption for charitable trust
- Facts
- A charitable trust registered under Sec 332, Income-tax Act 2025 (old Sec 12AB) gets 100% exemption on income used for charitable purposes. Additionally, Sec 133 (old Sec 80G) registration allows donors to deduct 50% or 100% of their donation from their taxable income, making fundraising easier.
- Provisions and law
- Income Tax Act 1961, Sec 11, 12A, Sec 12AB, 80G (now 332, 133)
- Analysis
- From April 2021: All trusts must re-register under the new Sec 12AB regime every 5 years. Provisional registration (3 years) given first; regular registration requires 3 years of activity and filing history.
- Conclusion
- Trust deed (registered)
- PAN of trust
- Bank account details of trust
- Activities report (Form 104, old Form 10A)
Registered vs unregistered Will: what's safer
- Facts
- Registration of a Will is not mandatory but strongly advisable. An unregistered Will is equally valid if properly witnessed, but is easier to forge, challenge, or suppress. A registered Will is a public record at the Sub-Registrar's office, cannot be secretly altered, and is harder to challenge in court.
- Provisions and law
- Registration Act 1908, Sec 17 | Indian Succession Act 1925, Sec 63
- Analysis
- Cost of registration: ₹200 stamp duty + Sub-Registrar fee (varies by state, typically ₹100-₹500). Both witnesses must be present at registration.
- Conclusion
- Draft the Will on plain paper (no stamp paper required)
- Testator + 2 witnesses visit Sub-Registrar office together
- Original documents: Aadhaar, PAN, 2 passport photos
- Pay ₹200 stamp duty + registration fee
MSME delayed payment: Sec 43B(h) and why it matters to buyers
- Facts
- Finance Act 2023 inserted Sec 43B(h): payments to MSMEs are deductible only in the year they are actually paid (not in the year they're due). If a large company buys from an MSME and doesn't pay within 45 days (or the agreed period, whichever is shorter), the expense is disallowed in that year's P&L.
- Provisions and law
- IT Act, Sec 43B(h) | MSMED Act 2006, Sec 15, 16
- Analysis
- Impact on large buyers: If your company buys from registered MSMEs (Udyam), track payment timelines. Any outstanding beyond 45 days on March 31 = that purchase disallowed. This is a significant change, incentivises timely MSME payment. For MSMEs: Get your Udyam registration. Ensure buyers know you're registered. Your payment protection under MSMED Act is real, send reminder at day 30 and escalate to MSME Samadhaan portal if not paid.
Udyam is free. Done right, in a day.
A Chartered Accountant handles it. Fixed price, told before you pay.
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