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A salaried person without business income can choose the regime in the return each year, regardless of what was told to the employer, if the return is filed by the due date. A belated return gets only the new regime.
ITR
Regime chosen with employer versus in the return
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Provisions
Sec 115BAC (now Sec 202)
Analysis
If you filed by 31 July 2026, you could choose the old regime even though TDS was under the new one. For a belated return filed now, the new regime applies. For tax year 2026-27, the same idea continues under the 2025 Act; plan before the due date in 2027. Compute both regimes with your actual deductions before deciding.
Close
- Compute tax under both regimes
- Check whether you are within the due date
- Choose the regime in the return
- Pay any extra tax or claim refund accordingly
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