Find
PMJAY is the world's largest government-funded health insurance scheme. ₹5L per family per year for secondary and tertiary hospitalisation at empanelled public and private hospitals. Completely free, no premium from beneficiaries.
Government benefits · Health
PMJAY: ₹5L free health cover for 55 crore Indians (check if you qualify)
Updated . Every paid answer is checked by a CA. Free AI answers are labelled until a CA verifies them.
Provisions
Ayushman Bharat PM Jan Arogya Yojana | NHA (National Health Authority)
Analysis
Eligibility: Based on SECC (Socio-Economic Caste Census) 2011 data for rural and urban poor families. Additionally, all families covered under state insurance schemes in 33 states/UTs that have adopted PMJAY. AB-PMJAY 2.0 (2024 expansion): Extended to all senior citizens (70+) regardless of income. Every Indian citizen above 70 gets ₹5L health cover, universal for seniors. This is the most significant expansion since launch. How to check eligibility: setu.pmjay.gov.in → Enter Aadhaar or ration card number. If eligible, get Ayushman card. For 70+ seniors: any Common Service Centre or PMJAY app → generate senior citizen Ayushman card automatically.
Close
- Check eligibility at setu.pmjay.gov.in
- For 70+ seniors: go to any Common Service Centre (CSC) with Aadhaar
- Or download PMJAY app → generate Ayushman card using Aadhaar OTP
- Card is digital, stored in Digilocker. Physical card also issued at CSC
- Show Ayushman card at empanelled hospital to get cashless treatment (check hospital list on app)
Connect now
A Savvy replies in minutes.
Fixed price before you pay. Your Savvy is paid only after you accept the work.
General guidance from TaxSavvy’s library of money processes. Laws change; your Savvy confirms the answer on your exact case before anything is filed.