PM Matru Vandana: ₹5,000 maternity benefit for first child

Pradhan Mantri Matru Vandana Yojana provides ₹5,000 cash directly to the pregnant woman's bank account for the first live birth. Three instalments: ₹1,000 on pregnancy registration (first trimester), ₹2,000 on one ANC check-up (second trimester), ₹2,000 after birth registration and first vaccination.

Eligibility: All pregnant women and lactating mothers for first living child except government employees (who get maternity benefit otherwise). Income limit: No income limit, universal for first child. Second child bonus (revised scheme 2022): ₹6,000 lump sum for second child if it's a girl. This was added to incentivise girl child birth. How to claim: Register at Anganwadi centre (nearest government children's welfare centre) or online at pmmvy.nic.in. Aadhaar of mother + husband. Bank account (DBT-linked). MCP (Mother & Child Protection) card.