EPF and PPF nominations: Form 2 is critical

EPF nomination is done through Form 2, filed with the employer on joining. If married, spouse and children must be nominated. Parents can be nominees only if no spouse or children. The EPF nominee receives the corpus absolutely, your Will cannot override this.

Check urgently: Many employees file Form 2 at the time of joining and never update it, if you've married, had children, or divorced since then, your EPF may still go to your parents. PPF: nomination done at bank/post office. Update via Form G. If no nominee, the PPF balance goes to legal heirs (with succession process).