ITR

133(6) notice about credit card spending

Updated . Every paid answer is checked by a CA. Free AI answers are labelled until a CA verifies them.

Find

Card companies report large card bill payments, and the department compares them with your declared income. If your income supports the spending, the reply is simple. Payments made for others or business expenses reimbursed should be explained.

Provisions

Sec 133(6) (now Sec 252(1)(a)); Sec 69 (now Sec 103)

Analysis

If your salary is ₹24 lakh a year, ₹9 lakh of card spend is easy to explain from your bank account. Where the card was used for office travel reimbursed by your employer, attach the reimbursement proof. If a family member paid part of the bill, show their transfer. The aim is to show that the money came from disclosed income.

Close

  1. Download card statements for the year.
  2. Show which bank account paid each bill.
  3. Explain reimbursements or family payments with proof.
  4. Reply on e-Proceedings with a short summary.

Connect now

A Savvy replies in minutes.

Fixed price before you pay. Your Savvy is paid only after you accept the work.

General guidance from TaxSavvy’s library of money processes. Laws change; your Savvy confirms the answer on your exact case before anything is filed.