Compliance Pack
Member UAN activation and KYC (Aadhaar, PAN, bank)
What this means, checked by a CA
Your UAN is your PF account for life, and nothing can be claimed online until it is active and your Aadhaar, PAN and bank are linked and approved. We activate it with you, fix mismatches and chase your employer to approve the KYC.
₹499
One time, + 18% GST
- Same day for activation; KYC approval depends on the employer, usually a few days
- Due: At joining, and in any case before any transfer or withdrawal claim
How we do it: IDFD
Every case runs through the same four steps: Information, Discussion, Forms, Deliverables. You see each one ticked as it happens.
InformationWhat we need from you · 7 items
UAN from salary slip or HR
Account identity on the portal
Aadhaar with linked mobile
OTP and identity check
PAN
KYC and lower TDS on claims
Bank account number and IFSC
Claims are paid here
Name and date of birth as on Aadhaar
Mismatch blocks KYC
Current employer HR contact
Employer must approve KYC
Nominee details with AadhaarOptional
E-nomination after KYC
DiscussionWhat we discuss · 5 items
Do you have more than one UAN from past jobs?
Multiple UANs cause transfer failures
Does your name, date of birth and gender match Aadhaar exactly?
Else a correction is needed first
Is your Aadhaar linked to your current mobile number?
OTP and face check need it
Is your current employer still active on EPFO and reachable?
Employer approves KYC with DSC
Do you plan a transfer or withdrawal soon?
KYC must be approved first
FormsForms we file · 5 items
Activate UAN on the member portal with Aadhaar-based verification
Where: https://unifiedportal-mem.epfindia.gov.in. Due: At joining
Add or check KYC: Aadhaar, PAN and bank account with IFSC
Where: https://unifiedportal-mem.epfindia.gov.in. Due: Right after activation
Ask the employer to approve pending KYC with DSC on the employer portal
Where: https://unifiedportal-emp.epfindia.gov.in. Due: After member upload
File e-nomination with Aadhaar-linked nominee details
Where: https://unifiedportal-mem.epfindia.gov.in. Due: After KYC approval
Check the passbook for credits from each employer
Where: https://unifiedportal-mem.epfindia.gov.in. Due: Monthly or before any claim
DeliverablesWhat you get · 4 items
Activated UAN with password
When: Same day
KYC shown as approved
When: After employer approval
E-nomination acknowledgement
When: Same day
Note of any mismatch to correct
When: Same day
Questions people ask
Can I file a claim without employer approval of KYC?
Online claims need Aadhaar, PAN and bank linked and approved under KYC.
Is face authentication needed?
Practitioner guides say face authentication is a standard step for some claim processes on the portal and UMANG. Check what the portal asks at the time.
I am an NRI. Can I manage my UAN?
NRIs can use UMANG if Aadhaar, PAN and bank are linked to the UAN; an Indian bank account is preferred.
Who generates the UAN?
The employer facilitates UAN generation for new members using their Aadhaar, PAN and bank details.
Does my old nomination still count?
Under the EDLI Scheme 2026, existing nominations inconsistent with updated family definitions become void; file a fresh e-nomination.
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