Answer

1. F

   Facts

   Pmegp (Prime Minister Employment): Project cost: Manufacturing ₹50L, Services ₹20L; Subsidy: 15-35% of project cost (higher for rural, SC/ST, women, NER); Remaining: bank loan at concessional rate. Apply via kviconline.gov.in.

2. P

   Provisions and law

   • Ministry of MSME
3. A

   Analysis

   Mudra Yojana: Shishu: Up to ₹50K, early micro businesses, no DPIIT needed; Kishore: ₹50K-₹5L, growing businesses; Tarun: ₹5L-₹10L, established micro businesses; Tarun Plus (2025): ₹10L-₹20L, new category for good track record borrowers. Msme Innovative Scheme: Up to ₹15L per project for innovative MSME products; Udyam Registration (MSME) mandatory, free to register at udyamregistration.gov.in; Stand-Up India: ₹10L-₹1Cr (₹2Cr select categories) for women and SC/ST entrepreneurs; ASPIRE: agri-startup incubation through Rural Technology Business Incubators (LBI) Bank Loan Agreement: Standard terms. PMEGP subsidy received upfront and locked in Term Deposit for 3 years, released after compliance check. Do not withdraw early. Subsidy lock-in: PMEGP subsidy is clawed back if project fails within 3 years. Report actuals honestly.

4. C

   Conclusion

   1. 1Udyam Registration Certificate
   2. 2Project Report (DPR)
   3. 3Land/shop ownership or rent agreement
   4. 4Identity proof + address proof (promoters)
   5. 5Bank statements (6-12 months)
   6. 6Caste certificate (for SC/ST subsidy)

General guidance from TaxSavvy’s library of money processes. Laws change; your Savvy confirms the answer on your exact case before anything is filed.