ITR
Linking problems with bank, broker or employer records
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Facts
Banks, brokers and employers check PAN status through their own systems, which may take time to refresh. The e-Filing portal status is the authoritative check.
Provisions and law
- Sec 262, Income-tax Act 2025 (old Sec 139AA)PAN and Aadhaar linking requirement continues under the new Act
- Sec 397(2), Income-tax Act 2025 (old Sec 206AA)Higher TDS where the deductee has no valid or operative PAN
Analysis
Share the confirmation and ask them to recheck the PAN status. Example: TDS on FD interest is still at 20% in December though you linked in November; send the bank the status page and ask it to revalidate. Extra TDS already deducted is claimable in your return.
Conclusion
- Download or screenshot the linked status
- Write to the bank or broker asking for revalidation
- Check the next TDS deduction
- Claim any extra TDS in your return
A Savvy can do this for you
PAN-Aadhaar linking with late fee, Sec 262 and 430 (old 139AA and 234H)
₹499
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