VCFO Lite onboarding

Every case runs through the same four steps: Information, Discussion, Forms, Deliverables. You see each one ticked as it happens.

Add what applies to you. The price above updates.

• BookkeepingEvery transaction recorded and classified each month, so your P&L, GST and tax are always based on clean books. Volume tiers apply above 200 transactions a month.Included
• Bank reconciliationWe match every bank and gateway entry with the books, so nothing is missed or double-counted.Included
• Sales invoicing and receivablesCorrect GST invoices, a weekly list of who owes you, and TDS deducted by customers matched with your tax credit statement.Included
• Purchase management and ITC reconciliationEvery purchase matched with GSTR-2B before you claim credit; suppliers chased before you lose it. Also checks GSTIN on ad accounts and reverse charge on foreign software.Included
• Expenses and vendor paymentsVendor bills checked, TDS deducted where due, and micro and small suppliers paid within 45 days so the expense isn't disallowed.Included
• Payroll processingSalary register, payslips, TDS on salary, PF, ESI and professional tax, every month.Quoted after a look. Ask your Savvy.Quote
• Inventory and costingFor goods businesses: stock records, cost per product and margin by product, so you know what actually makes money.Quoted after a look. Ask your Savvy.Quote
• Monthly P&L and MISBy the 10th: P&L, cash, receivables, payables and the 5 numbers that matter for your business, against last month and budget.Included
• Cash flow and runwayA 13-week cash forecast so you see a cash crunch weeks before it arrives.Included
• Budget vs actualA yearly budget by month, compared with actuals every month, with reasons for every big gap.Included
• Business Money MapEvery rupee in and out on one page: where money leaks (lost GST credit, unclaimed TDS, unused tools, late collections) and what we fix first.Included
• Unit economics and pricingGross margin, cost to acquire a customer and contribution per order, so pricing and marketing decisions are based on numbers.Quoted after a look. Ask your Savvy.Quote
• Business tax planningRight structure, presumptive vs books, depreciation, the 45-day MSME rule, founder salary vs dividend, and advance tax, planned before the year ends.Included
• Founders' personal tax planThe business and the founder are taxed differently. We plan both together: salary, dividends, capital gains and personal ITR (Ad Set 2 forms).+ ₹999
• Year-end closing and audit supportBooks closed, schedules ready, auditor queries answered: statutory audit for companies, tax audit where applicable.Included
• Compliance Pack (all Ad Set 3 filings)Everything in the ₹1,999 Compliance Pack is included: GST, TDS, advance tax, ITR and ROC, run from the Ad Set 3 forms.Included
• Loan readiness and bank fileLenders look at clean books, cash flow and ratios. We prepare your numbers and file; a licensed loan adviser takes it to lenders.Quoted after a look. Ask your Savvy.Quote
• CertificatesNet worth, turnover or Form 145/146 (old Form 15CA/15CB) certificates for banks, tenders, visas or foreign payments, signed with UDIN.Quoted after a look. Ask your Savvy.Quote
• Fundraise readinessInvestor-ready books, a financial model, a data room and valuation coordination, before you start investor meetings.Quoted after a look. Ask your Savvy.Quote
• Share allotment and post-funding filingsAfter money arrives: allot shares and file on time. Return of allotment within 15 days, foreign investment reporting within 30 days, capital increase within 30 days of the resolution.Quoted after a look. Ask your Savvy.Quote
• ESOP set-up and taxESOPs are taxed as salary when exercised (value above the exercise price), and again as gains when sold. Eligible recognised startups can defer the tax on exercise.Quoted after a look. Ask your Savvy.Quote
• Investor reporting and board packMonthly or quarterly investor updates and board packs from the same MIS, so reporting takes hours, not days.Quoted after a look. Ask your Savvy.Quote
• Upgrade: VCFO GrowthWhen you need a CFO's time, not just a finance team: budgeting, fundraise, board meetings, investor relations and strategy, with a senior CA.Quoted after a look. Ask your Savvy.Quote
• Notices for the businessAny income tax or GST notice: send a photo, get the meaning in 10 minutes, and a fixed fee from the notice list.Quoted after a look. Ask your Savvy.Quote

• What is included?

  Bookkeeping, bank reconciliation, invoicing and receivables, purchases and ITC, expenses, monthly P&L and MIS, weekly cash flow, budget vs actual, the quarterly Business Money Map, business tax planning, year-end closing support and every Compliance Pack filing.

• What is quoted separately?

  Payroll, inventory and costing, unit economics, loan files, certificates, fundraise readiness, share allotments, ESOPs and investor reporting.

• Is there a bigger plan?

  A VCFO Growth plan is being finalised. Ask on WhatsApp if you need more than Lite.

• Which software do you use?

  We work in your books where they are; ask on WhatsApp if you are not set up yet.