Tax planning
Income tax return for salaried and pensioners, ITR-1 (Sahaj)
Who it is for: Salary, one house, interest
What this means, checked by a CA
If you earn a salary or pension and have simple other income, you file ITR-1 every year. We check that ITR-1 is the right form, match your Form 130 (old Form 16) with AIS, pick the regime that costs you less, file it and e-verify it so your refund can be processed.
₹999
a year, + 18% GST
- Delivered in 1 working day after Form 130 (old Form 16), AIS and deduction proofs
- Due: Due 31 July of the assessment year (31 July 2026 for AY 2026-27, now passed). After that, a belated return up to 31 December 2026 (see ITR-COR-01).
How we do it: IDFD
Every case runs through the same four steps: Information, Discussion, Forms, Deliverables. You see each one ticked as it happens.
InformationWhat we need from you · 9 items
PAN and e-filing login
Needed to file and verify
Form 130 (old Form 16) from each employer
Salary, exemptions and TDS
AIS, TIS and Form 168 (old Form 26AS)
Cross-check prefilled income and TDS
Bank interest certificatesOptional
Savings and FD interest
Validated bank account
Refund goes only here
Home loan interest certificateOptional
Interest on borrowed capital
Rent and deduction proofsOptional
Old regime claims need details
Equity LTCG statement, if anyOptional
Sec 198 (old 112A) up to ₹1.25 lakh
Aadhaar OTP or EVC access
To e-verify the return
DiscussionWhat we discuss · 6 items
Any capital gains other than small listed equity LTCG, business income, or a directorship or unlisted shares?
Any of these moves you out of ITR-1
Did you change jobs or have two Form 16s?
Double standard deduction and short TDS
How many house properties, and is there a home loan?
ITR-1 allows up to two
Old regime or new regime this year?
Decides which deductions show
Does AIS show anything not in Form 130 (old Form 16) or your records?
Avoid a mismatch notice
Is your PAN linked with Aadhaar and bank account validated?
Refund fails otherwise
FormsForms we file · 6 items
Confirm ITR-1 eligibility (residency, ₹50 lakh limit, two house properties, LTCG limit, exclusions)
Where: Internal. Due: Before filing
Download AIS and TIS and reconcile with Form 130 (old Form 16) and bank statements
Where: https://www.incometax.gov.in. Due: Before filing
Compute tax under both regimes and choose
Tax under new regime (default, Sec 156 (old Sec 87A) rebate up to ₹12 lakh income) vs old regime with deductions
Where: Internal. Due: Before filing
Pay any balance tax as self-assessment tax
Tax on total income less TDS, TCS and advance tax, plus interest if late
Where: https://www.incometax.gov.in. Due: Before submitting
File ITR-1 online for AY 2026-27: personal info, gross total income, deductions, tax paid, tax liability
Where: https://www.incometax.gov.in. Due: 31 July 2026 (belated up to 31 December 2026)
E-verify with Aadhaar OTP, EVC or DSC (or send ITR-V to CPC Bengaluru)
Where: https://www.incometax.gov.in. Due: Within 30 days of upload
DeliverablesWhat you get · 3 items
ITR-V acknowledgement with acknowledgement number
When: Same day
E-verification confirmation by SMS and email
When: Same day
Intimation under Sec 270(1) (old 143(1)) and refund, if any
When: Usually 4 to 5 weeks after e-verification
Questions people ask
Which return do I need?
Salary only: ITR-1. Capital gains or more than one house: ITR-2. Presumptive business or profession: ITR-4. Not sure? Ask on WhatsApp.
What if AIS shows something I did not report?
The CA checks AIS before filing and tells you what to add, so the return matches what the department sees.
Can you file a late or revised return?
Yes, as a separate fixed fee service.
How do I share documents?
Upload them in your case, or send them on WhatsApp.
I have two house properties. Can I still use ITR-1?
Yes, from AY 2026-27 ITR-1 allows income from up to two house properties.
Which tax regime applies if I do nothing?
The new regime is the default. Answer Yes to the opt-out question to file under the old regime.
I sold listed shares at a small long-term gain. Is ITR-1 allowed?
Yes, if Sec 112A long-term gains are up to ₹1.25 lakh and there are no short-term gains.
How long do I have to verify?
30 days from upload. A return not verified in time is treated as invalid.
I missed 31 July. What now?
You can file a belated return by 31 December 2026 with a late fee of ₹1,000 or ₹5,000.
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