Answer

1. F

   Facts

   Yes. Preventive health check-up up to ₹5,000 is allowed within the 80D limits, and it is the one item that can be paid in cash.

2. P

   Provisions and law

   • Sec 80D, Income-tax Act 1961 (now Sec 126)Health insurance deduction up to ₹25,000 for self, spouse and children (₹50,000 if senior) and another ₹25,000 for parents (₹50,000 if senior), with ₹5,000 for preventive check-up inside these limits.
3. A

   Analysis

   If your premium is already ₹25,000, the check-up does not add more, because ₹5,000 is inside the ₹25,000 limit. If your premium is ₹18,000, a ₹4,000 check-up raises the claim to ₹22,000. Keep the lab bill.

4. C

   Conclusion

   1. 1Keep the check-up bill.
   2. 2Add it to the premium within the limit.
   3. 3Cap the total at the 80D limit.
   4. 4Claim under the old regime.

General guidance from TaxSavvy’s library of money processes. Laws change; your Savvy confirms the answer on your exact case before anything is filed.