Answer

1. F

   Facts

   PMJAY is the world's largest government-funded health insurance scheme. ₹5L per family per year for secondary and tertiary hospitalisation at empanelled public and private hospitals. Completely free, no premium from beneficiaries.

2. P

   Provisions and law

   • Ayushman Bharat PM Jan Arogya Yojana | NHA (National Health Authority)
3. A

   Analysis

   Eligibility: Based on SECC (Socio-Economic Caste Census) 2011 data for rural and urban poor families. Additionally, all families covered under state insurance schemes in 33 states/UTs that have adopted PMJAY. AB-PMJAY 2.0 (2024 expansion): Extended to all senior citizens (70+) regardless of income. Every Indian citizen above 70 gets ₹5L health cover, universal for seniors. This is the most significant expansion since launch. How to check eligibility: setu.pmjay.gov.in → Enter Aadhaar or ration card number. If eligible, get Ayushman card. For 70+ seniors: any Common Service Centre or PMJAY app → generate senior citizen Ayushman card automatically.

4. C

   Conclusion

   1. 1Check eligibility at setu.pmjay.gov.in
   2. 2For 70+ seniors: go to any Common Service Centre (CSC) with Aadhaar
   3. 3Or download PMJAY app → generate Ayushman card using Aadhaar OTP
   4. 4Card is digital, stored in Digilocker. Physical card also issued at CSC
   5. 5Show Ayushman card at empanelled hospital to get cashless treatment (check hospital list on app)

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