Answer

1. F

   Facts

   If you were not required to file, you can say so on the Compliance Portal and choose the reason, such as income below the exemption limit. You do not need to file a return just to answer the campaign.

2. P

   Provisions and law

   • Sec 139(1), Income-tax Act 1961 (now Sec 263(1), Income-tax Act 2025)A return is required when total income exceeds the basic exemption limit or a specified condition applies.
   • e-Filing portal, Compliance Portal (e-Campaign)Taxpayers view and answer e-campaigns and e-verifications through Pending Actions on the e-Filing portal.
3. A

   Analysis

   Check first whether any condition forced you to file even with low income. For example, deposits above ₹1 crore in current accounts, foreign travel spend above ₹2 lakh, or electricity bills above ₹1 lakh in a year can require a return. If none applies and your income was below the limit, respond that no return was required. If one applies, file a belated or updated return instead.

4. C

   Conclusion

   1. 1List your income and big transactions for that year.
   2. 2Check whether any filing condition applied despite low income.
   3. 3If not required, respond on the Compliance Portal with the reason.
   4. 4If required, file the return and then mark it as filed in the response.

General guidance from TaxSavvy’s library of money processes. Laws change; your Savvy confirms the answer on your exact case before anything is filed.