Answer

1. F

   Facts

   Yes. Repayment of home loan principal and stamp duty and registration charges paid for buying a residential house qualify under 80C within the ₹1,50,000 limit, in the old regime.

2. P

   Provisions and law

   • Sec 80C, Income-tax Act 1961 (now Sec 123)Deduction up to ₹1,50,000 for specified payments such as EPF, PPF, ELSS, life insurance, tuition fees and home loan principal, together with 80CCC and 80CCD(1).
   • Sec 24(b), Income-tax Act 1961 (now Sec 22(1)(b))Home loan interest on a self-occupied house is deductible up to ₹2,00,000 under the old regime.
3. A

   Analysis

   If principal repaid is ₹90,000 and stamp duty paid this year is ₹2,40,000, the combined 80C still caps at ₹1,50,000 with EPF and others. Stamp duty counts only in the year paid. Interest goes separately under house property, up to ₹2,00,000 for a self-occupied house.

4. C

   Conclusion

   1. 1Get the lender's certificate splitting principal and interest.
   2. 2Keep stamp duty and registration receipts.
   3. 3Add to other 80C items up to ₹1,50,000.
   4. 4Claim interest separately under house property.

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