Answer

1. F

   Facts

   EPF withdrawn before five years of continuous service is generally taxable, and TDS appears in 26AS. You need to show the taxable part in the return and claim the TDS.

2. P

   Provisions and law

   • Sec 192A, Income-tax Act 1961TDS on premature EPF withdrawal
   • Sec 285BB (now Sec 510)Annual Information Statement of reported transactions and taxes
3. A

   Analysis

   Split the withdrawal into employer contribution with interest, employee contribution with interest, and the parts that were deducted earlier under 80C. Employer share and interest are taxed as salary for the years they relate to, and employee contribution reverses the 80C claimed. If TDS of ₹10,000 shows in 26AS, claim it. This is complex; get the break up from the EPF passbook.

4. C

   Conclusion

   1. 1Download the EPF passbook with the break up
   2. 2Work out the taxable parts
   3. 3Report them in the return and claim TDS
   4. 4Consider Sec 89 relief if income relates to earlier years

Mapping confidence for the 2025 Act number of Sec 192A is low; we cite only the 1961 section.

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